1. Educational service
Silver provides general educational information, simulations, and organizational tools. It does not provide tax, legal, fiduciary, investment, insurance, or medical advice and does not create a professional-client relationship.
2. No guarantee
Calculations depend on your inputs and simplifying assumptions. Tax rules, benefits, prices, offers, market returns, health guidance, and third-party data can change. Verify material decisions with official sources and qualified professionals.
3. Accounts and acceptable use
You are responsible for accurate registration information, safeguarding credentials, and activity under your account. Do not misuse the service, bypass access controls, scrape excessively, upload unlawful content, impersonate another person, or interfere with availability.
4. Health and emergencies
Wellness content is not diagnosis or treatment. Do not delay professional care based on Silver. Call local emergency services for urgent symptoms or immediate danger.
5. Caregiver sharing
Seniors control invitations and designated sharing. Caregivers may use shared information only for legitimate support and must respect the senior’s choices, privacy, and applicable law.
6. Third-party services
External data and links are provided for convenience. We do not control third-party availability, terms, products, offers, or accuracy. Purchases and disputes are between you and the third party.
7. Intellectual property
Silver’s original software, design, and content are protected by applicable law. Government and third-party materials remain subject to their respective rights and attribution requirements.
8. Availability and liability
The service may change, experience interruptions, or discontinue features. To the extent permitted by law, Silver is provided “as is” without warranties, and liability is limited for indirect or consequential loss.
9. Changes
We may update these terms and will revise the date above. Continued use after an update means you accept the revised terms, subject to applicable law.